Effective Date: 17 May 2025
Welcome to Nivesh Sarathi. We are committed to protecting your privacy and ensuring the secure handling of your personal data in accordance with applicable Indian laws, including the Information Technology Act, 2000 and the Digital Personal Data Protection (DPDP) Act, 2023.
By using this website, you consent to the collection and use of your personal data in accordance with this Privacy Policy.
1. About the Data Fiduciary
This website is owned and managed by:
SHIRPA MALL
Seasoned Lawyer | AMFI Registered Mutual Fund Distributor (ARN-325617)
📧 Email: contact@niveshsarathi.com
🌐 Website: www.niveshsarathi.com
Under the DPDP Act, 2023, SHIRPA MALL acts as the Data Fiduciary, responsible for determining the purpose and means of processing your personal data.
2. Information We Collect
a. Personal Data
We may collect and process:
- Name
- Email address
- Phone number
- Location (City/State)
- Investment preferences or interests
- Any other information you voluntarily share
b. Non-Personal Data
We collect device and technical data including:
- IP Address
- Browser details
- OS and device information
- Referral source
- Time spent and pages viewed
3. Comments
When visitors leave comments on the site, we collect the data shown in the comments form, along with:
- The visitor’s IP address
- Browser user agent string
This helps us detect and prevent spam.
4. Media
If you upload images to the website (e.g., via comments), you should avoid uploading images with embedded location data (EXIF GPS) included, as visitors can download and extract location data from such images.
5. Cookies
We use cookies to:
- Save your preferences
- Improve website functionality
- Enable analytics
If you leave a comment, you may opt-in to saving your name, email, and website in cookies. These are for your convenience and last for one year.
You may disable cookies through your browser settings, but doing so may affect site functionality.
6. Embedded Content from Other Websites
Articles on this site may include embedded content (e.g. YouTube videos, social media posts, etc.). Embedded content from other websites behaves exactly as if you visited the other website directly.
Such websites may collect data, use cookies, embed third-party tracking, and monitor your interaction. We are not responsible for the privacy practices of these external sites.
7. How We Use Your Data
We use your data to:
- Respond to inquiries
- Send you updates, newsletters, or promotional material
- Improve our website and user experience
- Fulfill legal obligations
We only process your personal data with your explicit consent, or as permitted under law.
8. Who We Share Your Data With
We may share your data with:
- Trusted service providers (hosting, analytics, email delivery)
- Government agencies when legally required
- Legal or regulatory bodies in case of disputes or fraud investigations
We do not sell your personal data to third parties.
All data processors are contractually obligated to maintain confidentiality and comply with the DPDP Act.
9. How Long We Retain Your Data
- Comments and their metadata are retained indefinitely.
- If you subscribe to our newsletter or contact us, we retain your data until you request deletion or withdraw consent.
- Non-personal usage data may be retained for analysis and improvement purposes.
10. What Rights You Have Over Your Data
Under the DPDP Act, 2023, you have the following rights:
- Right to Access your personal data
- Right to Correction and Erasure of your data
- Right to Withdraw Consent
- Right to Grievance Redressal
- Right to Nominate a representative to exercise your rights in case of incapacity or death
To exercise these rights, email us at contact@niveshsarathi.com
We will respond within 15 working days as per legal requirements.
11. Where Your Data Is Sent
Visitor comments may be checked through an automated spam detection service. Additionally, your data may be transferred to third-party services (like hosting providers or analytics tools), which may store data in jurisdictions outside India. Such transfers are made only where necessary and with appropriate data safeguards.
12. Data Security Measures
We implement reasonable security practices and procedures including:
- SSL encryption
- Secure servers and firewalls
- Limited access controls
However, no method of transmission over the Internet is 100% secure. We encourage users to stay vigilant.
13. Grievance Redressal
For any grievances or data protection-related issues, you may contact:
Grievance Officer:
SHIRPA MALL
📧 Email: contact@niveshsarathi.com
We will acknowledge complaints within 7 days and aim to resolve them within 15 working days.
14. Changes to This Privacy Policy
We may update this policy from time to time to comply with legal, regulatory, or operational changes. Updated versions will be posted on this page with the revised “Effective Date.”
15. Governing Law
This Privacy Policy is governed by the laws of India. Disputes, if any, shall be subject to the exclusive jurisdiction of courts in [Your Business Location, e.g., Delhi, Mumbai].